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Monzo vs Wells Fargo

A side-by-side comparison of Monzo and Wells Fargo — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.

Higher TrustScore
Monzo logo

Monzo

Banks
3.9/ 5
(3,133)
Wells Fargo logo

Wells Fargo

Banks
2.2/ 5
(452)

Head-to-head

MetricMonzoWells Fargo
TrustScore (/5)3.92.2
Total reviews3,133452
Proof-verified reviews2,438217
App Store rating4.32.1
Google Play rating4.02.0
RegionGlobalGlobal
Founded2015

Monzo · rating distribution

51,237 · 39%
4875 · 28%
3440 · 14%
2241 · 8%
1340 · 11%

Wells Fargo · rating distribution

520 · 4%
454 · 12%
376 · 17%
2103 · 23%
1199 · 44%

The verdict

Monzo edges ahead with a TrustScore of 3.9/5 versus 2.2/5 for Wells Fargo — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.

Explore more banks or see alternatives to Monzo and alternatives to Wells Fargo.