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Openpay vs Tala

A side-by-side comparison of Openpay and Tala — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.

Openpay logo

Openpay

Loans & Credit
2.8/ 5
(224)
Higher TrustScore
Tala logo

Tala

Loans & Credit
2.9/ 5
(201)

Head-to-head

MetricOpenpayTala
TrustScore (/5)2.82.9
Total reviews224201
Proof-verified reviews9780
App Store rating2.82.9
Google Play rating2.92.8
RegionGlobalGlobal

Openpay · rating distribution

561 · 27%
431 · 14%
318 · 8%
227 · 12%
187 · 39%

Tala · rating distribution

529 · 14%
448 · 24%
346 · 23%
233 · 16%
145 · 22%

The verdict

Tala edges ahead with a TrustScore of 2.9/5 versus 2.8/5 for Openpay — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.

Explore more loans & credit or see alternatives to Openpay and alternatives to Tala.