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PayPal vs Venmo

A side-by-side comparison of PayPal and Venmo — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.

PayPal logo

PayPal

E-Money Institutions
2.9/ 5
(3,180)
Higher TrustScore
Venmo logo

Venmo

E-Money Institutions
3.0/ 5
(2,975)

Head-to-head

MetricPayPalVenmo
TrustScore (/5)2.93.0
Total reviews3,1802,975
Proof-verified reviews2,6512,495
App Store rating1.61.8
Google Play rating3.63.7
RegionGlobalGlobal
Founded19982009

PayPal · rating distribution

5566 · 18%
4780 · 25%
3737 · 23%
2466 · 15%
1631 · 20%

Venmo · rating distribution

5534 · 18%
4762 · 26%
3670 · 23%
2422 · 14%
1587 · 20%

The verdict

Venmo edges ahead with a TrustScore of 3.0/5 versus 2.9/5 for PayPal — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.

Explore more e-money institutions or see alternatives to PayPal and alternatives to Venmo.