Sezzle vs Zilch
A side-by-side comparison of Sezzle and Zilch — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.
Head-to-head
| Metric | Sezzle | Zilch |
|---|---|---|
| TrustScore (/5) | 3.2 | 3.0 |
| Total reviews | 205 | 202 |
| Proof-verified reviews | 98 | 88 |
| App Store rating | 3.0 | 3.0 |
| Google Play rating | 3.1 | 3.1 |
| Region | Global | Global |
Sezzle · rating distribution
5
38 · 19%
4
56 · 27%
3
53 · 26%
2
21 · 10%
1
37 · 18%
Zilch · rating distribution
5
38 · 19%
4
45 · 22%
3
38 · 19%
2
44 · 22%
1
37 · 18%
The verdict
Sezzle edges ahead with a TrustScore of 3.2/5 versus 3.0/5 for Zilch — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.
Explore more loans & credit or see alternatives to Sezzle and alternatives to Zilch.