Tala vs Zilch
A side-by-side comparison of Tala and Zilch — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.
Head-to-head
| Metric | Tala | Zilch |
|---|---|---|
| TrustScore (/5) | 2.9 | 3.0 |
| Total reviews | 201 | 202 |
| Proof-verified reviews | 80 | 88 |
| App Store rating | 2.9 | 3.0 |
| Google Play rating | 2.8 | 3.1 |
| Region | Global | Global |
Tala · rating distribution
5
29 · 14%
4
48 · 24%
3
46 · 23%
2
33 · 16%
1
45 · 22%
Zilch · rating distribution
5
38 · 19%
4
45 · 22%
3
38 · 19%
2
44 · 22%
1
37 · 18%
The verdict
Zilch edges ahead with a TrustScore of 3.0/5 versus 2.9/5 for Tala — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.
Explore more loans & credit or see alternatives to Tala and alternatives to Zilch.