Best E-Money Institutions in Europe
The top e-money institutions available in Europe, ranked by proof-verified TrustScore. 45 EMIs tracked.

Revolut
One app for spending, exchange, saving and investing.

Memo Bank
A bank built for French SMEs.

Finom
Business banking for European SMEs.

TransferGo
Fast, low-cost remittances.
Swan
Embedded banking for European businesses.

Vipps MobilePay
The Nordics’ leading mobile wallet.

Qonto
Business banking built for SMEs and freelancers.

Mollie
Effortless online payments for businesses.

Ebury
FX and cross-border for businesses.

TWINT
Switzerland’s ubiquitous mobile payment app.

Bizum
Spain’s instant payments service.

Zettle
Card readers for small business (PayPal).

Salt Edge
Open-banking connectivity.

Paysera
Low-cost EU IBAN accounts and payments.

Adyen
Enterprise payments for global businesses.

Numeral
Bank-payment infrastructure.

Atlantic Money
Flat-fee international transfers.

Soldo
Prepaid company cards and spend control.

Shine
A business account for French freelancers.

Satispay
An independent mobile payment network.

Montonio
Checkout and payments for Baltic merchants.
MB WAY
Portugal’s mobile payment app.

Banking Circle
Payments-bank infrastructure.

Pleo
Smart company cards and spend management.

Lydia
France’s popular peer-to-peer payments app.

iBanFirst
Cross-border payments and FX for businesses.

SumUp
Card readers and a business account for small merchants.

Lemonway
Payments for marketplaces.

Tink
Europe’s open banking platform (Visa).

Mangopay
Payment infrastructure for marketplaces.

Trustly
Pay directly from your bank.

wamo
A business account for European SMEs.

Klarna
Buy-now-pay-later checkout and a shopping app.

Holvi
Banking and bookkeeping for entrepreneurs.

ZEN.COM
Multi-currency accounts and cards with purchase protection.
Nets
Nordic payments and acquiring.

Wero
The European wallet for instant account-to-account payments.

Bilderlings
European IBAN accounts for business.

Worldline
A major European payments provider.

Viva Wallet
European cloud-based payments for merchants.

myPOS
Card payments for small merchants.

Payconiq
Mobile payments in the Benelux.

Papara
A Turkish digital wallet and card.
Sumeria
A French everyday money app (Lydia).

Genome
European e-money accounts and cards.