Credit Karma vs Openpay
A side-by-side comparison of Credit Karma and Openpay — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.
Head-to-head
| Metric | Credit Karma | Openpay |
|---|---|---|
| TrustScore (/5) | 3.8 | 2.8 |
| Total reviews | 319 | 224 |
| Proof-verified reviews | 123 | 97 |
| App Store rating | 4.0 | 2.8 |
| Google Play rating | 3.8 | 2.9 |
| Region | Global | Global |
Credit Karma · rating distribution
5
123 · 39%
4
104 · 33%
3
39 · 12%
2
19 · 6%
1
34 · 11%
Openpay · rating distribution
5
61 · 27%
4
31 · 14%
3
18 · 8%
2
27 · 12%
1
87 · 39%
The verdict
Credit Karma edges ahead with a TrustScore of 3.8/5 versus 2.8/5 for Openpay — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.
Explore more loans & credit or see alternatives to Credit Karma and alternatives to Openpay.